A-rated carriers

Commercial insurance
that stays with you
after you're covered.

Select your trade and see options for general liability, a business owners policy, or workers' comp where your trade qualifies. Then keep certificates, coverage answers, claims, and renewals in CID Connect.

Get a Quote ↓ See CID Connect ↓
Sample CID Connect policy screen for a demo fitness business
Built for
The problem we solve

Traditional insurance ends at the policy. CID starts there.

Most agencies operate the same four-step way. CID was built to change that entirely.

Traditional agency

Quote. Sell. Email PDFs. Disappear.

  • Policies buried in email chains nobody can find
  • COIs require phone calls and days of waiting
  • Coverage questions go unanswered until it is too late
  • Claims feel disconnected from the original relationship
  • Renewal is a surprise, not a conversation
  • No record. No continuity. No service layer.
CID Connect

Policy. Service. Answers. All in one place.

  • Policy vault visible the moment you open the app
  • COIs requested and tracked from your phone
  • Ask “Am I covered?” before the job — plain English answer
  • Start a claim from your phone while the details are fresh
  • Renewal visible at 60 days — no surprises
  • One account. From quote to renewal. Always there.
Why CID Connect

Built for the relationship after you are covered.

Four commitments that run through everything Connect does.

🔐

Clarity

Policy, carrier, and limits visible instantly. No email digging.

⚡

Speed

Request and track certificates from your phone.

💬

Confidence

Ask coverage questions before the job. Get a real answer.

🔗

Continuity

Quote, get covered, documents, and service all in one account.

Platform

The app your policy lives in.

Three core modules that turn insurance from a static PDF into a working relationship.

Policy Vault

Open the app and know you’re covered.

Carrier, policy number, limits, and coverage dates are on the policy screen. The timeline keeps each event in order.

  • Carrier, limits, and dates always on screen
  • Renewal banner at 60 days — no surprise lapses
  • Quick actions: COI, coverage chat, documents, claims
  • Full timeline: coverage, COIs, and claims in order
Sample CID Connect policy screen
COI Hub

Certificates without the phone tag.

Request a certificate from the job site and follow it from Received to Sent. Every holder is saved, so the next one does not start from a blank form.

  • Status you can see: Received, Generating, Sent
  • Certificate holder book — every landlord, GC, vendor saved
  • Reissue to a saved holder without retyping the address
Sample CID Connect certificate request screen
Am I Covered?

Ask before it’s a claim.

Coverage questions built for your trade — answered in plain English from your actual policy. The real scenarios your business faces.

  • Bars: liquor liability, assault, events
  • Roofers: torch work, post-install leaks, falls
  • Plumbers: water damage, gas line, mold
  • HVAC: refrigerant, electrical, CO exposure
  • Beauty: chemical reaction, client injury, booth rental
  • Cleaning: property damage, slip-and-fall on client sites
  • Pet services: bites, grooming injury, boarding liability
  • Electrical: wiring, fire, completed operations
  • Fitness: member injury during a class
  • Painting: overspray and property damage
Sample CID Connect coverage questions for a fitness business
Segments

Built for your trade. Not generic small business.

Click your trade to start a quote. Most trades use a short quote. Bars and roofing use the full application. Workers' comp is available for eligible trades. Available in Colorado.

About CID

Commercial insurance, modernized.

Trade-specific commercial insurance from A-rated carriers, with the policy, certificates, and coverage answers in CID Connect.

Quote general liability or a business owners policy, and workers' comp where your trade qualifies. Then request certificates, ask coverage questions, and keep the policy in one account.

Built for bars, roofers, plumbers, HVAC, fitness, electrical, beauty, cleaning, pet services, and painting contractors.

When a landlord, GC, or bank asks for proof, the certificate and the policy are already in the account. You do not start over in email.

Learn about CID Connect →
🏗

Trade-specific, not generic

Each trade has its own quote and coverage questions, written for how that work actually happens.

🔗

Full lifecycle, one account

Quote through renewal in one place. The next certificate does not start from a blank email.

📊

A-rated carriers

General liability, business owners policies, and workers' comp for eligible trades.

Add to home screen.
No App Store required.

CID Connect installs from the browser and works like an app on any phone. One tap away on the job site, behind the bar, or in the truck.

1
Open your coverage confirmation link on your phone
2
iPhone: tap Share → “Add to Home Screen”
3
Android: tap Menu → “Add to Home Screen”