CID Connect

Your policy,
in your pocket.

CID Connect is the insured app for Commercial Insurance Direct — a mobile-friendly command center for everything that happens after you’re covered.

CID Connect quick actions CID Connect policy vault
What Connect does

Insurance you can run like the rest of your business.

Open Connect and see your active policy, carrier, premium, and key dates. Request a certificate of insurance and track it from received to sent. Save repeat certificate holders and reissue with one tap.

Ask “Am I covered?” with scenarios built for your trade — bar, roofer, plumber, HVAC, fitness, and more. View documents, file claims, and stay ahead of renewal without digging through inbox threads.

Connect is how CID delivers on a promise traditional agencies often break: speed, clarity, and a record you control.

Commercial owners don’t need more jargon. They need proof for the landlord by five, a straight answer before they take the job, and a way to see what was sent and when. Connect is designed for that rhythm — self-service when you want speed, human support when you need judgment.

Speed
COI requests tracked and delivered. Coverage answers without hold music. Your policy on your phone in seconds.
🔐
Clarity
Plain English coverage answers from your actual policy — not generic small-business boilerplate.
📄
A record you control
Every COI, every bind event, every claim — in your timeline. No restarting in email when someone asks for proof.
Trade-aware, not generic

Your experience follows your policy.

When you ask about coverage, Connect meets you in your world — not a one-size-fits-all template.

🍺

Bars & Restaurants

Liquor liability · Assault & battery · Events · Food service

“Am I covered if a customer gets hurt after a fight?”
🏗

Roofing

Fall · Torch work · GC requirements · Post-install leaks

“Am I covered if a roof I installed leaks six months later?”
🔧

Plumbing

Water damage · Gas line · Mold · Property managers

“Am I covered if my repair causes water damage?”

HVAC

Refrigerant · Electrical · CO claims · Commercial contracts

“Am I covered for a refrigerant leak at a commercial building?”
🏋

Fitness

Member injury · Trainer liability · Franchise · Landlord COIs

“Am I covered if a member is injured during a class?”
What you can do in Connect

Everything after bind, in one place.

Seven tools built for the service questions real commercial insureds actually have.

Policy Vault

Active policy at a glance

Carrier, policy number, premium, effective and expiration dates — visible the moment you open the app. Renewal alerts at 60 days. No inbox archaeology.

Instant COI

Request, track, and download certificates

Submit a COI request from your phone and track it through Received → Generating → Sent. Download the issued PDF directly from the app.

Holder Book

Saved landlords, GCs, and vendors

Every certificate holder is saved from your past requests. Reissue to the same GC or property manager next month in one tap — no retyping the same address.

Am I Covered?

Segment-specific coverage chat

Pre-built scenarios for your trade plus open-ended coverage questions — answered in plain English from your actual policy. Ask before you say yes to the job.

Policy Timeline

Your full insurance story

Quote, bind, COIs, and claims in one chronological record. When someone asks “when did you send that certificate?” — you know in ten seconds.

Documents & Claims

Dec pages, policy docs, and claims

Start a claim from your phone while details are fresh. Pull dec pages and policy documents when the bank, GC, or auditor asks — no forwarding old emails.

Renewals

Renewal visibility before expiration

See your expiration date in the app. Renewal alerts at 60 days. Shop and compare before the deadline, not after a lapse notice.

A note on guidance

Coverage chat and in-app tools provide general guidance based on your policy information. They are not legal advice and do not guarantee claim payment. For binding decisions — signing a lease, taking on a new scope of work, responding to a claim — confirm with your carrier or a licensed representative.

Add to home screen.
No App Store required.

CID Connect works like a native app on any phone. If you’re a CID insured, sign in with the account tied to your policy. New to CID? Start with a quote for your trade — once you’re bound, your policy and service tools live here.

1
Open your bind confirmation link on your phone
2
iPhone: tap Share → “Add to Home Screen”
3
Android: tap Menu → “Add to Home Screen”